Affordable Mortgages

. . . and KEEP your Client Bank

To be honest this is the 'acid test' irrespective of all our other superb offerings - simply compare us against our competitors with how many of them will let you take your client bank with you when you leave ???? - it will probably be none / very very few ! The reason is from a company perspective building a large client bank, builds value to a company for when the directors sell it off ( that's the directors - not you ! )

If you are new into the business you won't understand the value of losing your client bank - if you move companies after say 4 years, here's a quick example - for the experienced advisors you will probably argue that the figures are too low!

 

• Let's say as an advisor you do 4 mortgages per month
• At the end of each year that's 48 clients, after 4 years = 192 clients in your client bank
• Now if some of them are on 2 or 3 year deals typically 30 will come due each year
• Earnings won't be as high 2nd time around eg you've already sold them life insurance 1st time around etc
• so let's say on average you earn £800 per client though proc fee's, solicitor referrals and a small broker fee
• That's £800 x 30 = £24,000 pa - and that's after just 4 years ! - Imagine after 8 years ...
• Now imagine . . . . giving it all away just because you joined the wrong company !!

WE LET YOU KEEP YOUR CLIENT BANK !

In the spirit of TCF we let you take your client bank as they dealt with and in effect ' bought into ' you ! However under TCF rules we treat them as 'shared clients' so just in case you have left the industry for good and gone to sail your Yacht around the Med - we need to ensure someone rings them !